When planning a trip abroad, understanding the local money is essential. This is the same for understanding the money in Afghanistan. Learn about Afghanistan money here!
When planning a trip abroad, understanding the local currency is essential.
This is the same for understanding the currency in Afghanistan.
It’s a must for navigating daily expenses, from paying for delicious street food to picking up unique souvenirs.
Afghanistan’s currency has a storied history, reflecting the country’s diverse influences and turbulent past.
So, let’s dive into everything you need to know about using currency in Afghanistan, including tips for exchanging money, making purchases, and some cultural nuances to keep in mind.
Afghanistan Money - The Afghani
Quick History of Afghanistan Money
Exchanging Money in Afghanistan
Cash vs. Cards in Afghanistan: What Works Best?
Tips for Handling Money in Afghanistan
Cost of Living in Afghanistan: What to Expect
FAQs on Afghanistan Money
Afghanistan Money - The Afghani
The Afghani is Afghanistan’s Official Currency.
Currency Name: Afghani
Currency Code: AFN
Symbol: ؋
The official currency in Afghanistan is the Afghani (AFN).
You’ll see the Afghani symbolised by the Afghan character “؋,” which is unique to Afghanistan.
Notes are commonly available in denominations of 1, 2, 5, 10, 20, 50, 100, 500, and 1,000 Afghanis, while coins are used less frequently but exist in smaller denominations (1, 2, and 5 Afghanis).
Quick History of Afghanistan Money
The Afghani was introduced in 1925 to replace the Afghan rupee and has undergone several changes since then, especially during times of conflict.
Today’s Afghani was reintroduced in 2002 as part of a stabilisation effort, and it remains the national currency in use.
Exchanging Money in Afghanistan
1. Best Places to Exchange Money
In Afghanistan, the safest places to exchange currency are banks and authorised currency exchange offices.
Kabul, Herat, and other major cities have established exchange services, often located in popular market areas.
Be aware that locations don’t accept foreign currencies, so it’s helpful to exchange money as soon as you arrive in a larger city.
2. Currency to Bring to Afghanistan
The U.S. dollar (USD) is the most widely accepted foreign currency for exchange, with some businesses also accepting Euros (EUR).
Bringing crisp, clean bills is recommended, as old or torn notes may be rejected.
Many exchanges may not accept lower-denomination foreign bills, so it’s best to bring denominations of $50 and $100 for easy transactions.
TOP TIP: You might get a better exchange rate if you change higher denomination bills.
3. Exchange Rates
The Afghani can fluctuate in value, so it’s a good idea to check exchange rates before exchanging large amounts.
Rates may differ slightly between banks, currency exchange offices, and markets, with the Kabul Money Exchange Market often offering competitive rates.
Cash vs. Cards in Afghanistan: What Works Best?
In Afghanistan, cash is king.
Afghanistan is primarily a cash-based economy, especially outside major cities. Here’s what you need to know about using cash and cards:
Cash (Afghani)
Cash is the main form of payment in Afghanistan, so carrying Afghanis is essential.
While Kabul and other major cities may have limited ATMs, they are not always reliable, so it’s wise to arrive prepared with cash in hand.
Small bills (10, 20, and 50 AFN) are especially useful for small purchases, tips, and transportation.
Credit Cards in Afghanistan
Credit cards are rarely accepted in Afghanistan, even in major cities.
If a business accepts credit cards, it’s usually a high-end hotel or one of the few international establishments.
Always have cash as a backup, as card use is extremely limited and network reliability is low.
ATMs and Withdrawals in Afghanistan
ATMs can be found in Kabul and a few other major cities, but they aren’t widespread and may be unreliable due to frequent power outages and connectivity issues.
It’s also worth noting that some ATMs only accept locally issued cards, so international travellers shouldn’t rely on them as a primary source of cash.
Foreigners generally have a mixed experience with using card in Afghanistan.
Sometimes they’re able to withdraw money. Sometimes they’re not. It is therefore best not to rely on this method and bring in all the cash you need.
Tips for Handling Money in Afghanistan
1. Check Your Bills
Afghani banknotes can wear out quickly, so it’s important to inspect the currency you receive.
Torn or damaged notes might not be accepted, so always check your bills before leaving an exchange office or completing a transaction.
2. Be Aware of Counterfeit Bills
As in many countries, counterfeit currency exists in Afghanistan.
To avoid issues, exchange money only at official banks or licensed exchange offices, especially in larger cities. Local guides can also assist with trustworthy recommendations.
3. Haggling and Prices
Haggling is a common practice in Afghanistan’s bazaars and markets. Sellers often expect a bit of negotiation, especially with foreign travellers, so feel free to bargain politely.
Remember, though, that prices for basic necessities can be very low, so keep a respectful tone when negotiating for smaller items.
4. Tipping Etiquette
Tipping is not mandatory in Afghanistan, but it’s always appreciated.
Tips in small bills (5–20 AFN) can be given in restaurants, to drivers, and to guides as a sign of appreciation.
For larger services, especially when using guides for longer trips, a more substantial tip (around 10–15%) is customary.
Cost of Living in Afghanistan: What to Expect
Afghanistan is quite an expensive country for travellers, though prices can vary widely based on the city and the type of service.
Here are some approximate costs to give you a rough idea of daily expenses...
- Meals: A simple local meal in a bazaar might cost around 100–200 AFN ($1–$2 USD), while a meal in a higher-end restaurant in Kabul could be around 400–800 AFN ($4–$8 USD).
- Transportation: Taxis are a common way to get around cities, with fares often ranging from 100–300 AFN depending on distance. Always negotiate the price beforehand, as meters are rare.
- Accommodation: Budget accommodations might be around 1,000–3,000 AFN per night ($10–$30 USD), while mid-range hotels could be between 4,000–8,000 AFN ($40–$80 USD).
Navigating currency in Afghanistan can be straightforward as long as you plan and keep cash on hand.
Afghanistan’s cities and markets are filled with unique items, and with the right approach, you’ll feel at ease making purchases and exploring the bazaars like a pro.
We hope that answers all your questions on Money in Afghanistan!
Frequently Asked Questions (FAQs) About Afghan Currency
Q: Can I use USD or Euros in Afghanistan?
In major cities, some vendors may accept U.S. dollars, especially for larger purchases. However, it’s still best to carry Afghanis for everyday transactions, especially outside of urban centres.
Q: Can I exchange my Afghanis when I leave?
Afghanis can be challenging to exchange outside Afghanistan, so plan to use most of your local currency before you depart.
If you have leftover bills, you may be able to exchange them at airports or larger border crossings, but it’s better to convert them beforehand if possible.
Q: Are there money transfer services available?
Yes, money transfer services like Western Union operate in Afghanistan, mainly in urban areas.
These services are often used by Afghan families receiving remittances, but they can also be a backup for travellers needing emergency cash.
Q: Is it necessary to tip in Afghanis, or can I tip in USD?
Tipping in Afghanis is usually preferred, but in some cases (especially with guides who work with international tourists), USD tips are accepted.
Small denominations in Afghanis are often appreciated for everyday tips.
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Afghanistan Travel Guide
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